Car Got Smashed? Here's the Tea on Who's on the Hook 🚗💥
Was your car vandalized? Here is what you need to know about who can be held liable. So, this dude in Ontario's car got wrecked by a random person, and even tho the cops grabbed her, he's still gotta cough up the cash for the deductible. Insurance covers the damage, but he's gotta pay first. Now he'
TL:DR
So, this dude in Ontario's car got wrecked by a random person, and even tho the cops grabbed her, he's still gotta cough up the cash for the deductible. Insurance covers the damage, but he's gotta pay first. Now he's thinking about hitting her with a lawsuit to get his bread back. The Insurance Bureau of Canada (IBC) is like, "Yeah, that's how it goes."
The Deets
Okay, listen up, fam. This Ontario dude's car just got straight-up vandalized by some random person wildin' out in the streets. The police swooped in and arrested the culprit, but here's the tea: even though they caught the person who did it, the car owner is still stuck paying the deductible on his insurance. Major L, right?
Basically, his insurance is gonna cover the damages 'cause he's got that comprehensive coverage, but he still gotta pay that deductible first. The insurance company might try to slide into the vandal's DMs (or, you know, sue them) to get that money back and reimburse him, but no promises.
Now, he's thinking about taking matters into his own hands and hitting the vandal with a lawsuit in small claims court to get his deductible back. Can't blame him for tryna get his money, tho.
The Insurance Bureau of Canada (IBC) is just chilling, saying paying a deductible is the norm in these situations. So, yeah, if your ride gets clapped, be ready to drop some coin, even if it wasn't your fault. That's the way she goes, sometimes.
Abbreviations Glossary
| Abbreviation | Full Form |
|---|---|
| Tea | Gossip, news, information. |
| Wildin' out | Acting crazy or out of control. |
| Major L | A significant loss. |
| Clapped | Damaged. |
| Bread | Money. |